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National Higher Education Fund (NHEF) / Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

National Higher Education Fund or Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a government-initiative aimed to provide education loan to students pursuing their studies at local higher education institution.

Terms and Conditions

Eligibility to Apply

Online Application Deadline

Intake Online Application Duration Who can Apply?
January / February 1 January – 31 January New and Existing Student
1 February – 28/29 February New and Existing Student
August / September 1 August – 31 August New and Existing Student
1 September – 30 September New and Existing Student

Loan Eligibility

Loan Amount Eligibility
Maximum Amount Student and/or parents/guardians are listed as recipient of BR1M
75% from Maximum Amount Household income less than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M
50% from Maximum Amount Household income more than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M

Maximum PTPTN Loan Amount (Estimation)

Programme Maximum Amount Total Amount
Medicine (MBBS) RM50,000 per year – RM250,000 for 5 years (IMU Option)
– RM125,000 for 2½ years (Partner Medical School Option)

  • 50% from Maximum Amount per Year is rounded off to RM30,000, according to PTPTN
Dentistry RM17,000 per year – RM85,000 for 5 years (IMU Option)
– RM42,500 for 2½ years (Partner Dental School Option)
Pharmacy RM17,000 per year – RM68,000 for 4 years
Dietetics with Nutrition RM17,000 per year – RM68,000 for 4 years
Chiropractic RM17,000 per year – RM85,000 for 5 years
Psychology RM14,026 per year – RM42,078 for 3 years
  • Pharmaceutical Chemistry
  • Medical Biotechnology
  • Biomedical Science
  • Nutrition
RM17,000 per year – RM51,000 for 3 years
Nursing RM17,000 per year – RM68,000 for 4 years
Chinese Medicine RM12,750 per year – RM63,750 for 5 years

Documents to be Submitted to NHEF After the Online Approval of the Loan

PTPTN Subsequent Loan Disbursement Schedule

Year / Payment First Batch Second Batch
First half of the year 25 February 8 March
Second half of the year 25 September 8 October

Public Service Department (PSD) / Jabatan Perkhidmatan Awam (JPA)

Program Khas Lepasan Sijil Pelajar Malaysia Dalam Negara

KUOK Foundation

General Terms & Conditions

Time of Application

How to Apply?

Type of Award

Value of Award

Repayment of Loan

Employee Provident Fund (EPF) / Kumpulan Wang Simpanan Pekerja (KWSP)

General Information

How to Apply?

Maybank Education Loan

Eligibility

Education Loan Type

Contact Details

OCBC Earn & Learn Education Loan

Eligibility

Majlis Amanah Rakyat (MARA)

General Term

How to Apply?

Hong Leong Foundation

General Term

Academic Requirements

Time of Application

How to Apply?

Koperasi Jayadiri Malaysia Berhad (KOJADI)

General Term

Yayasan Tunku Abdul Rahman

General Term

Time of Application

How to Apply?

Yayasan Sarawak

General Term

Time of Application

How to Apply?