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National Higher Education Fund (NHEF) / Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

National Higher Education Fund or Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a government-initiative aimed to provide education loan to students pursuing their studies at local higher education institution.

Terms and Conditions

Eligibility to Apply

Online Application Deadline

IntakeOnline Application DurationWho can Apply?
January / February1 January – 31 JanuaryNew and Existing Student
1 February – 28/29 FebruaryNew and Existing Student
August / September1 August – 31 AugustNew and Existing Student
1 September – 30 SeptemberNew and Existing Student

Loan Eligibility

Loan AmountEligibility
Maximum AmountStudent and/or parents/guardians are listed as recipient of BR1M
75% from Maximum AmountHousehold income less than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M
50% from Maximum AmountHousehold income more than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M

Maximum PTPTN Loan Amount (Estimation)

ProgrammeMaximum AmountTotal Amount
MBBSRM50,000 per year– RM250,000 for 5 years (IMU Option)
– RM125,000 for 2½ years (Partner Medical School Option)

  • 50% from Maximum Amount per Year is rounded off to RM30,000, according to PTPTN
Bachelor of Dental SurgeryRM17,000 per year– RM85,000 for 5 years (IMU Option)
– RM42,500 for 2½ years (Partner Dental School Option)
Bachelor of Pharmacy (Hons)RM17,000 per year– RM68,000 for 4 years

Bachelor of Science (Hons)

  • Dietetics with Nutrition
  • Chiropractic
RM17,000 per year– RM68,000 for 4 years
Bachelor of Science (Hons) PsychologyRM14,026 per year– RM42,078 for 3 years

Bachelor of Science (Hons)

  • Pharmaceutical Chemistry
  • Medical Biotechnology
  • Biomedical Science
  • Nutrition
RM17,000 per year– RM51,000 for 3 years
Bachelor of Nursing (Hons)RM17,000 per year– RM68,000 for 4 years
Bachelor of Science (Hons) Chinese MedicineRM12,750 per year– RM51,000 for 4 years

Documents to be Submitted to NHEF After the Online Approval of the Loan

PTPTN Subsequent Loan Disbursement Schedule

Year / PaymentFirst BatchSecond Batch
First half of the year25 February8 March
Second half of the year25 September8 October

Public Service Department (PSD) / Jabatan Perkhidmatan Awam (JPA)

Program Khas Lepasan Sijil Pelajar Malaysia Dalam Negara

KUOK Foundation

General Terms & Conditions

Time of Application

How to Apply?

Type of Award

Value of Award

Repayment of Loan

Employee Provident Fund (EPF) / Kumpulan Wang Simpanan Pekerja (KWSP)

General Information

How to Apply?

Maybank Education Loan

Eligibility

Education Loan Type

Contact Details

OCBC Earn & Learn Education Loan

Eligibility

Majlis Amanah Rakyat (MARA)

General Term

How to Apply?

Hong Leong Foundation

General Term

Academic Requirements

Time of Application

How to Apply?

Koperasi Jayadiri Malaysia Berhad (KOJADI)

General Term

Yayasan Tunku Abdul Rahman

General Term

Time of Application

How to Apply?

Yayasan Sarawak

General Term

Time of Application

How to Apply?