
National Higher Education Fund (NHEF) / Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)
National Higher Education Fund or Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a government-initiative aimed to provide education loan to students pursuing their studies at local higher education institution.
Terms and Conditions
Eligibility to Apply
Online Application Deadline
Intake | Online Application Duration | Who can Apply? |
---|---|---|
January / February | 1 January – 31 January | New and Existing Student |
1 February – 28/29 February | New and Existing Student | |
August / September | 1 August – 31 August | New and Existing Student |
1 September – 30 September | New and Existing Student |
Loan Eligibility
Loan Amount | Eligibility |
---|---|
Maximum Amount | Student and/or parents/guardians are listed as recipient of BR1M |
75% from Maximum Amount | Household income less than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M |
50% from Maximum Amount | Household income more than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M |
Maximum PTPTN Loan Amount (Estimation)
Programme | Maximum Amount | Total Amount |
---|---|---|
Medicine (MBBS) | RM50,000 per year | – RM250,000 for 5 years (IMU Option) – RM125,000 for 2½ years (Partner Medical School Option)
|
Dentistry | RM17,000 per year | – RM85,000 for 5 years (IMU Option) – RM42,500 for 2½ years (Partner Dental School Option) |
Pharmacy | RM17,000 per year | – RM68,000 for 4 years |
Dietetics with Nutrition | RM17,000 per year | – RM68,000 for 4 years |
Chiropractic | RM17,000 per year | – RM85,000 for 5 years |
Psychology | RM14,026 per year | – RM42,078 for 3 years |
|
RM17,000 per year | – RM51,000 for 3 years |
Nursing | RM17,000 per year | – RM68,000 for 4 years |
Chinese Medicine | RM12,750 per year | – RM63,750 for 5 years |
Documents to be Submitted to NHEF After the Online Approval of the Loan
PTPTN Subsequent Loan Disbursement Schedule
Year / Payment | First Batch | Second Batch |
---|---|---|
First half of the year | 25 February | 8 March |
Second half of the year | 25 September | 8 October |

Public Service Department (PSD) / Jabatan Perkhidmatan Awam (JPA)
Program Khas Lepasan Sijil Pelajar Malaysia Dalam Negara

KUOK Foundation
General Terms & Conditions
Time of Application
How to Apply?
Type of Award
Value of Award
Repayment of Loan

Employee Provident Fund (EPF) / Kumpulan Wang Simpanan Pekerja (KWSP)
General Information
How to Apply?

Maybank Education Loan
Eligibility
Education Loan Type
Contact Details

OCBC Earn & Learn Education Loan
Eligibility

Majlis Amanah Rakyat (MARA)
General Term
How to Apply?

Hong Leong Foundation
General Term
Academic Requirements
Time of Application
How to Apply?

Koperasi Jayadiri Malaysia Berhad (KOJADI)
General Term

Yayasan Tunku Abdul Rahman
General Term
Time of Application
How to Apply?

Yayasan Sarawak
General Term
Time of Application
How to Apply?