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National Higher Education Fund (NHEF) / Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)

National Higher Education Fund or Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) is a government-initiative aimed to provide education loan to students pursuing their studies at local higher education institution.

Terms and Conditions

Eligibility to Apply

Online Application Deadline

Programme Online Application Duration Who Can Apply
Jan Feb Mar Apr May Aug Sep
Biomedical Science * * * * New & Existing Student
Chinese Medicine * * * *
Dentistry * * * *
Dietetics with Nutrition * * * *
Digital Health * * * *
Medical Biotechnology * * * *
Medicine * * * *
Nursing * * * *
Nutrition * * * *
Pharmacy * * * *
Psychology * * * *
Chiropractic * * * *
Pharmaceutical Chemistry * * * *

Loan Eligibility

Loan Amount Eligibility
Maximum Amount Student and/or parents/guardians are listed as recipient of BR1M
75% from Maximum Amount Household income less than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M
50% from Maximum Amount Household income more than RM8,000 and student and/or parents/guardians are not listed as recipient of BR1M

Maximum PTPTN Loan Amount (Estimation)

Programme Maximum Amount Total Amount
  • Medicine
RM50,000 per year
  • RM250,000 for 5 years (IMU Option)
  • RM125,000 for 2½ years (Partner Medical School Option)
  • 50% from Maximum Amount per Year is rounded off to RM30,000, according to PTPTN
  • Dentistry
RM17,000 per year
  • RM85,000 for 5 years (IMU Option)
  • RM42,500 for 2½ years (Partner Dental School Option)
  • Pharmacy
  • Nursing
RM17,000 per year
  • RM68,000 for 4 years
  • Dietetics with Nutrition
  • Chiropractic
RM17,000 per year
  • RM68,000 for 4 years
  • Chinese Medicine
RM12,750 per year
  • RM51,000 for 4 years
  • Digital Health
RM14,030 per year
  • RM42,090 for 3 years
  • Psychology
RM14,026 per year
  • RM42,078 for 3 years
  • Pharmaceutical Chemistry
  • Medical Biotechnology
  • Biomedical Science
  • Nutrition
RM17,000 per year
  • RM51,000 for 3 years

NHEF AGREEMENT ONLINE SUBMISSION THROUGH MYPTPTN AFTER THE ONLINE APPROVAL OF THE LOAN

PTPTN Subsequent Loan Disbursement Schedule

Year / Payment Programme First Batch Second Batch
First half of the year All programmes except
Chiropractic and
Pharmaceutical Chemistry
25 February 8 March
Chiropractic 25 March 8 April
Pharmaceutical Chemistry 25 May 8 June
Second half of the year All programmes 25 September 8 October

Public Service Department (PSD) / Jabatan Perkhidmatan Awam (JPA)

Program Khas Lepasan Sijil Pelajar Malaysia Dalam Negara

KUOK Foundation

General Terms & Conditions

Time of Application

How to Apply?

Type of Award

Value of Award

Repayment of Loan

Employee Provident Fund (EPF) / Kumpulan Wang Simpanan Pekerja (KWSP)

General Information

How to Apply?

Maybank Education Loan

Eligibility

Education Loan Type

Contact Details

OCBC Earn & Learn Education Loan

Eligibility

Majlis Amanah Rakyat (MARA)

General Term

How to Apply?

Hong Leong Foundation

General Term

Academic Requirements

Time of Application

How to Apply?

Koperasi Jayadiri Malaysia Berhad (KOJADI)

General Term

Yayasan Tunku Abdul Rahman

Eligibility

Time of Application

How to Apply?

Yayasan Sarawak

General Term

Time of Application

How to Apply?